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Choosing between credit and leasing for a car

I want to buy something reliable and modern, but money is not so easy. I am considering a car loan, but I am afraid to deal with high interest rates and possible penalties. My acquaintances advise to consider leasing, they say it is more convenient and profitable in the long term. I can not decide where to turn and what to pay attention to. Maybe someone has already been through this and can share their experience?

7 comments

7 Comments

Warner Mark

Sep 21

Hey Sam, leasing can be a good option, but if you're new to Canada, it might be helpful to settle in first. There are lots of resources out there to help newcomers adjust, you could even find some gifts for newcomers to Canada online! In the meantime, good luck with the car decision.

Mannix Holden

Sep 19

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Warner Mark

Sep 07

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Emma Johnson

Jul 18

Hey Sam,

Leasing can be tempting with lower monthly payments, but at the end of the day you won't own the car. If you want to build equity and have more flexibility in the long run, a loan might be better.

I just went through this myself. Talked to a credit union and got a decent rate on a loan for a pre-owned car. Saved me a bunch on the sticker price too. Def worth checking out!

Wiselok Techsolution

Jul 18

Tori Visi

Jul 17

Two years ago, I was 20 years old. I had just gotten my license and wanted to buy a car. After getting a lot of useful advice from experienced people, I decided to use https://purplesectorfinance.com.au. If you don't know whether to choose leasing or credit, the site's experts can help you figure it out. They analyze your situation and offer the best solution. Thanks to this resource, I found the most favorable option for buying a new car.

Edited

Tom Vice

Jul 17

Replying to

I had to spend a lot of time choosing between a loan and a lease. I found all the information I needed on this site, which helped me make my final decision. The loan was the most suitable option for me. The website provided detailed explanations which helped me to make the right choice. The service was very user friendly and I am glad I used this particular resource to get the loan.